Drool-Worthy Cream Cheese Bean Dip

If you love warm, cheesy dips that are easy to make and always a crowd-pleaser, this cream cheese bean dip is about to become your new go-to recipe!

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Cream Cheese Bean Dip

Looking for a warm, cheesy dip that’s always a hit at parties, potlucks, and game day get-togethers?

This easy cream cheese bean dip recipe is the answer!

It’s creamy, packed with flavor, and made with just a few simple ingredients.

You can bake it in the oven or toss it in your slow cooker—either way, it’s guaranteed to disappear fast.

Whether you’re feeding a crowd or just craving a cozy snack, this recipe has you covered.

Why You’ll Love This Recipe

• Simple Pantry Staples – Made with refried beans, salsa, and taco seasoning, this recipe uses everyday ingredients you probably already have on hand.
• Creamy and Cheesy – The combination of sour cream, cream cheese, and shredded Mexican cheese makes it extra rich and delicious.
• Two Easy Cooking Methods – Bake it in the oven or keep it warm in your crockpot. Perfect for entertaining!
• Great for a Crowd – This recipe is easy to double or make ahead for parties like a Cinco de Mayo celebration, backyard football tailgate, a Super Bowl watch party, or a potluck party with family and friends.

Table of Contents

• Cream Cheese Bean Dip
• Why You’ll Love This Recipe
• Ingredients for Cream Cheese Bean Dip
• Equipment Needed
• How to Make Cream Cheese Bean Dip
• Optional Mix-Ins and Garnishes for Cream Cheese Bean Dip
• How to Serve Cream Cheese Bean Dip
• What to Serve with Cream Cheese Bean Dip
• More Dip Recipes You’ll Love
• Final Thoughts on Making Cream Cheese Bean Dip
• Printable Recipe Card for Cream Cheese Bean Dip
• Did You Enjoy This Recipe? PIN It for Later!

Ingredients for Cream Cheese Bean Dip

• 1 cup shredded Mexican cheese blend (shredded Cheddar cheese, Monterey Jack cheese, and Colby Jack cheese)
• 1 (16-ounce) can refried beans
• 1 cup sour cream
• 4 ounces cream cheese, softened to room temperature
• 1 (1.25 ounce) package taco seasoning
• ¼ cup salsa

Equipment Needed

• Mixing bowl
• Measuring cups
• Rubber spatula or spoon
• 8×8 inch baking dish (or similar size) or slow cooker

How to Make Cream Cheese Bean Dip

Oven Directions

Step 1: Prep

Gather all your ingredients and preheat your oven to 350°F.

Step 2: Mix your Cream Cheese Bean Dip

In a medium bowl, mix together the canned refried beans, sour cream, and softened cream cheese until well combined.

Then stir in the taco seasoning and salsa.

Store-bought works great, or you can whip up a quick batch of my homemade salsa instead.

Step 3: Assemble and Bake

Next, use a spoon or rubber spatula to spread the bean and cream cheese dip mixture evenly into an 8×8-inch baking dish.

The sprinkle the shredded Mexican cheese over the top.

You can use a package of store-bought Mexican cheese, but I always think block cheese melts better.

I like to make my own blend of shredded cheese using a mix of Cheddar, Monterey Jack, and Colby Jack.

Does it take a bit longer to shred your own cheese?

Yes.

But is it worth it?

Absolutely—100%.

Bake for 25 minutes, or until the cheese is melted and the dip is hot and bubbly.

Slow Cooker Directions

Prefer a set-it-and-forget-it version? Here’s how to make this easy cheesy bean dip in a Crock pot.

Mix – Combine all ingredients except the cheese.

Layer – Add half the bean mixture to the slow cooker and top with half the cheese. Repeat with the remaining bean dip and cheese.

Cook – Cover and cook on low for 2–3 hours or until heated through. Switch to the “warm” setting to keep it ready for serving for up to 4 hours

Optional Mix-Ins and Garnishes for Cream Cheese Bean Dip

One of the best parts of this recipe is that you can make it your own.

Don’t be afarid to mix it up once in a while and experiment with one or more of these delicious additions:

Mix-ins

• Browned Ground Beef – Turn this dip into a more filling, main-dish style appetizer. Great for game days or busy weeknight family dinners.
• Cooked Ground Sausage – Spicy or mild sausage brings in extra flavor and a little kick. Perfect if you like a bit of heat or want to give the dip a savory, Southern spin.
• Diced Green Chiles – These mild peppers blend seamlessly into the dip and give it a subtle zing without overpowering the other flavors. A must if you love Tex-Mex!
• Black Beans – A great way to add extra texture and protein. They complement the refried beans and make the dip even more satisfying.

Toppings

Once your cream cheese bean dip is hot and bubbly, have fun adding some extra toppings! These add extra flavor, color, and a fresh finishing touch that makes it feel party-ready.

• Sliced Jalapeños –If you like a bit of spice, fresh jalapeños add just the right amount of heat.
• Chopped Tomatoes – Juicy and fresh, tomatoes balance out the richness of the dip.
• Fresh Cilantro – A sprinkle of chopped cilantro adds a fresh, herby kick and ties in all those classic Mexican flavors.
• Sliced Black Olives – Salty and savory, olives add a nice contrast to the creamy dip base.

How to Serve Cream Cheese Bean Dip

This simple bean dip is best served warm. Here are a few of my favorite ways to enjoy it:

• With tortilla chips, corn chips, or even Doritos
• Scooped with crisp veggies like celery, carrots, or mini bell peppers
• As a dipper for cheesy quesadillas or taquitos

If you have any leftovers (and that’s a big if!), just store them in an airtight container in the fridge for up to 4 days.

Then just reheat your dip the microwave or oven until warmed through and enjoy it all over again!

What to Serve with Cream Cheese Bean Dip

If you’re planning a themed taco night, or building a taco board, this cream cheese bean dip is the perfect appetizer to kick things off.

You can also pair your dip with favorites like slow cooker pork chalupa or a hearty bowl of chicken enchilada soup.

Add a side of roasted chili corn salsa with some queso on a chip and dip platter, and round out your meal with a frozen pineapple margarita or a double berry blended daiquiri.

And don’t forget dessert!

Try serving fried ice cream, or go for something a bit cozier like arroz con leche (Mexican rice pudding).

More Dip Recipes You’ll Love

If you love this recipe for cream cheese bean dip, you might also enjoy these other dip recipes.

Final Thoughts on Making Cream Cheese Bean Dip

Whether you’re hosting a party or just want a quick appetizer for taco night, this warm and cheesy cream cheese bean dip checks all the boxes.

It’s simple to prep, full of flavor, and sure to be a crowd favorite.

Printable Recipe Card for Cream Cheese Bean Dip

Did You Enjoy This Recipe? PIN It for Later!